Some Newport Beach homes still move fast, but not everywhere
Rates matter. Realtor.com reported that mortgage rates topped 7% for the first time since January 2025 in September 2026. That is real pressure on buyers. But inside Newport Beach, speed still varies sharply by ZIP code.
The Real Estate Data Aggregator counted results for the three months ending July 31, 2026. In ZIP 92661, 45% of homes went under contract within two weeks of listing. In ZIP 92662, that share was 15.4%. Same market, very different story.
How fast homes moved, by ZIP code
ZIP 92661 jumped 39.1 points from the same period in 2025, according to the Real Estate Data Aggregator. That is the biggest shift in Newport Beach by far. ZIP 92663 slipped 3.2 points. ZIP 92660 dropped 5.7 points. Not every part of town moved the same direction.
ZIP 92661: quick contracts, but fewer sales
The Real Estate Data Aggregator counted 15 homes sold in 92661 in the three months ending July 31, 2026. That number was unchanged from a year before. The median sale price was $6,700,000, up 3.1% year over year. Homes that did sell moved faster: median days on market fell 15 days shorter than the same period in 2025, landing at 65 days.
New listings in 92661 rose 145.5%, the Real Estate Data Aggregator found. More supply came in. Yet months of supply also rose, up 1.1 months to 7.8 months. Sellers priced right got results. Others waited.
ZIP 92660: the most sales, and a big price jump
The Real Estate Data Aggregator counted 94 homes sold in 92660, up 8% from a year before. The median sale price hit $3,625,000, up 31.8% year over year. That is a large move. Homes took a median of 48 days to sell, which was 6 days longer than 2025.
Only 14.9% of homes in 92660 sold above list price, down 5.8 points from 2025. So most buyers were not bidding up. Months of supply fell to 4.2 months, down 0.6 months. Supply is tighter, but competition is not fierce.
ZIP 92663: more supply, fewer sales
The Real Estate Data Aggregator counted 65 homes sold in 92663, down 16.7% from a year before. The median sale price was $2,685,000, down 28.1% year over year. That is a notable dip. Pending sales fell 23%, and months of supply rose to 5 months.
Only 20.9% of 92663 homes went under contract within two weeks. That slipped 3.2 points from 2025. Homes took a median of 64 days to sell. Not every home sold fast here.
ZIP 92662: tight inventory, slower starts
The Real Estate Data Aggregator found only 15 homes for sale in 92662 in the three months ending July 31, 2026. That matches the number sold, also 15. Months of supply was 3.1 months, the lowest of any ZIP in this market. Yet only 15.4% of homes went under contract within two weeks.
The median sale price in 92662 was $4,500,000. The sale to list ratio was 96.1%. Just 6.7% of homes sold above list price. The Real Estate Data Aggregator did not report year-over-year changes for 92662 for this period.
The rate backdrop
CNBC reported an average contract rate of 7.30% for 30-year fixed mortgages with conforming loan balances as of September 30, 2026. Mortgage News Daily put the rate at 7.58% that same Tuesday, also reported by CNBC. These are the highest levels in over a year.
The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Month over month, they rose 0.3% in July, seasonally adjusted. Newport Beach prices in some ZIPs outpaced that national figure by a wide margin.
Newport Beach overall
How the ZIPs compare on speed and price
| 92660 | 92661 | 92662 | 92663 | |
|---|---|---|---|---|
| Median sale price | $3,625,000 | $6,700,000 | $4,500,000 | $2,685,000 |
| Median days on market | 48 | 65 | 58 | 64 |
| Under contract in 2 weeks | 28.3% | 45% | 15.4% | 20.9% |
| Sale to list price | 98.5% | 96.2% | 96.1% | 96.2% |
| Months of supply | 4.2 | 7.8 | 3.1 | 5 |
- Rates above 7% are real.
- But inside Newport Beach, speed and price depend on which street you are on.
- ZIP 92661 saw nearly half of homes go under contract in two weeks.
- ZIP 92662 sat at 15.4%.
- The right price and launch plan still make a difference, and buyers should know where competition is showing up.
One street can read very differently from the whole ZIP code. The numbers above are a starting point, not the full picture for your home. If you want to know where your address fits, reach out and I will take a closer look.
Your next step
(949) 990-5644Text me your address and I will send back how long homes like yours are taking to sell in your part of Newport Beach, and where your price sits against what actually closed. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 92660, 92661, 92662 and 92663, the three months ending July 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Sep 3, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: Redfin Reports U.S. Home Prices Rose 0.25% From a Month Earlier in August, Sep 22, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- CNBC: Mortgage rates jump for the sixth straight week, hitting both refinance and homebuyer demand hard, Sep 30, 2026
- CNBC: 30-year fixed mortgage rate jumps sharply Thursday to 7.45%, Sep 24, 2026